BanksSTATE BANK OF TOLEDO, THE

STATE BANK OF TOLEDO, THE

TOLEDO, IASmallEst. Jan. 1, 1927, midnightFDIC #4514RSSD #490348FDIC
Latest · 2025-12-31

STATE BANK OF TOLEDO, THE is an FDIC-insured commercial bank headquartered in TOLEDO, IA, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $124M. Profitability stands at 1.08% ROA and 10.70% ROE, with a net interest margin of 6.47%. CET1 capital ratio: 9.59%. NPL ratio: 1.10% · Texas Ratio: 7.95%. Operates 2 domestic branches.

Assets
$139M
Deposits
$124M
Loans
$112M
Equity
$14M

Profitability

Return on Assets (ROA)1.08%
Return on Equity (ROE)10.70%
Net Interest Margin6.47%
Yield on Assets8.24%
Cost of Funds1.83%

Asset Quality

NPL Ratio1.10%
Net Charge-Off Ratio0.12%
Texas Ratio7.95%
NPA Ratio0.91%
ACL / Loans1.97%

Capital & Liquidity

CET1 Ratio9.59%
Tier 1 Capital9.59%
Total Capital Ratio10.06%
Leverage Ratio9.56%
Loan-to-Deposit90.42%

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