BanksFRANKLIN SAVINGS BANK

FRANKLIN SAVINGS BANK

FRANKLIN, NHMediumEst. June 30, 1869, midnightFDIC #17951RSSD #491402FDIC
Latest · 2025-12-31

FRANKLIN SAVINGS BANK is an FDIC-insured commercial bank headquartered in FRANKLIN, NH, established in June 30, 1869, midnight. As of 2025-12-31, the bank reported total assets of $917M and total deposits of $795M. Profitability stands at 0.87% ROA and 10.33% ROE, with a net interest margin of 3.16%. CET1 capital ratio: 12.01%, well above regulatory minimums. NPL ratio: 0.04% · Texas Ratio: 0.38%. Operates 9 domestic branches.

Assets
$917M
Deposits
$795M
Loans
$739M
Equity
$78M

Profitability

Return on Assets (ROA)0.87%
Return on Equity (ROE)10.33%
Net Interest Margin3.16%
Yield on Assets5.12%
Cost of Funds2.06%

Asset Quality

NPL Ratio0.04%
Net Charge-Off Ratio0.11%
Texas Ratio0.38%
NPA Ratio0.03%
ACL / Loans0.83%

Capital & Liquidity

CET1 Ratio12.01%
Tier 1 Capital12.01%
Total Capital Ratio12.93%
Leverage Ratio9.34%
Loan-to-Deposit92.97%

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