Banks COMMERCIAL BANK, THE

COMMERCIAL BANK, THE

MASON, TX Small Est. April 4, 1966, midnight FDIC #19595 RSSD #491653 FDIC

Latest · 2025-12-31

COMMERCIAL BANK, THE is an FDIC-insured commercial bank headquartered in MASON, TX, established in April 4, 1966, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $96M. Profitability stands at 1.56% ROA and 17.17% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 9.23%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets

$112M

Deposits

$96M

Loans

$45M

Equity

$10M

Profitability

Return on Assets (ROA)1.56%

Return on Equity (ROE)17.17%

Net Interest Margin3.83%

Yield on Assets5.85%

Cost of Funds2.06%

Asset Quality

NPL Ratio0.00%

Net Charge-Off Ratio0.05%

Texas Ratio0.00%

NPA Ratio0.00%

ACL / Loans1.23%

Capital & Liquidity

CET1 Ratio9.23%

Tier 1 Capital9.23%

Total Capital Ratio9.70%

Leverage Ratio10.32%

Loan-to-Deposit46.70%

This is just the summary.

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