EXCHANGE BANK is an FDIC-insured commercial bank headquartered in KEARNEY, NE, established in April 9, 1917, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.2B. Profitability stands at 2.02% ROA and 19.17% ROE, with a net interest margin of 3.34%. CET1 capital ratio: 10.65%, well above regulatory minimums. NPL ratio: 1.48% · Texas Ratio: 9.02%. Operates 7 domestic branches.
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