BanksFIRST MUTUAL BANK, FSB

FIRST MUTUAL BANK, FSB

BELPRE, OHSmallEst. Jan. 1, 1906, midnightFDIC #29617RSSD #493077OCC
Latest · 2025-12-31

FIRST MUTUAL BANK, FSB is an FDIC-insured commercial bank headquartered in BELPRE, OH, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $91M. Profitability stands at 0.25% ROA and 2.61% ROE, with a net interest margin of 2.68%. CET1 capital ratio: 18.11%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 5.55%. Operates 4 domestic branches.

Assets
$112M
Deposits
$91M
Loans
$69M
Equity
$11M

Profitability

Return on Assets (ROA)0.25%
Return on Equity (ROE)2.61%
Net Interest Margin2.68%
Yield on Assets3.96%
Cost of Funds1.31%

Asset Quality

NPL Ratio0.90%
Net Charge-Off Ratio0.03%
Texas Ratio5.55%
NPA Ratio0.55%
ACL / Loans0.76%

Capital & Liquidity

CET1 Ratio18.11%
Tier 1 Capital18.11%
Total Capital Ratio19.07%
Leverage Ratio9.44%
Loan-to-Deposit76.02%

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