BanksFIRST NEW MEXICO BANK OF SILVER CITY

FIRST NEW MEXICO BANK OF SILVER CITY

SILVER CITY, NMSmallEst. Jan. 4, 1984, midnightFDIC #24865RSSD #495558FDIC
Latest · 2025-12-31

FIRST NEW MEXICO BANK OF SILVER CITY is an FDIC-insured commercial bank headquartered in SILVER CITY, NM, established in Jan. 4, 1984, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $125M. Profitability stands at 2.20% ROA and 16.67% ROE, with a net interest margin of 5.55%. CET1 capital ratio: 13.32%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.35%. Operates 3 domestic branches.

Assets
$147M
Deposits
$125M
Loans
$83M
Equity
$20M

Profitability

Return on Assets (ROA)2.20%
Return on Equity (ROE)16.67%
Net Interest Margin5.55%
Yield on Assets6.40%
Cost of Funds0.92%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.06%
Texas Ratio0.35%
NPA Ratio0.05%
ACL / Loans1.82%

Capital & Liquidity

CET1 Ratio13.32%
Tier 1 Capital13.32%
Total Capital Ratio13.98%
Leverage Ratio13.63%
Loan-to-Deposit66.77%

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