BanksFARMERS STATE BANK OF TURTON, THE

FARMERS STATE BANK OF TURTON, THE

TURTON, SDMicroEst. Aug. 13, 1915, midnightFDIC #6084RSSD #496957FDIC
Latest · 2025-12-31

FARMERS STATE BANK OF TURTON, THE is an FDIC-insured commercial bank headquartered in TURTON, SD, established in Aug. 13, 1915, midnight. As of 2025-12-31, the bank reported total assets of $39M and total deposits of $33M. Profitability stands at 0.37% ROA and 3.54% ROE, with a net interest margin of 3.29%. CET1 capital ratio: 24.00%, well above regulatory minimums. NPL ratio: 2.73% · Texas Ratio: 11.38%. Operates 1 domestic branch.

Assets
$39M
Deposits
$33M
Loans
$19M
Equity
$4M

Profitability

Return on Assets (ROA)0.37%
Return on Equity (ROE)3.54%
Net Interest Margin3.29%
Yield on Assets5.52%
Cost of Funds2.35%

Asset Quality

NPL Ratio2.73%
Net Charge-Off Ratio0.00%
Texas Ratio11.38%
NPA Ratio1.31%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio24.00%
Tier 1 Capital24.00%
Total Capital Ratio25.25%
Leverage Ratio11.04%
Loan-to-Deposit56.74%

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