Banks OHIO VALLEY BANK COMPANY, THE

OHIO VALLEY BANK COMPANY, THE

GALLIPOLIS, OH Large Est. Jan. 1, 1872, midnight FDIC #384 RSSD #498317 FED
Latest · 2025-12-31

OHIO VALLEY BANK COMPANY, THE is an FDIC-insured commercial bank headquartered in GALLIPOLIS, OH, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 1.00% ROA and 9.75% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 9.51%. NPL ratio: 1.31% · Texas Ratio: 8.89%.

Assets
$1.6B
Deposits
$1.3B
Loans
$1.2B
Equity
$163M

Profitability

Return on Assets (ROA)1.00%
Return on Equity (ROE)9.75%
Net Interest Margin4.15%
Yield on Assets6.16%
Cost of Funds2.10%

Asset Quality

NPL Ratio1.31%
Net Charge-Off Ratio0.10%
Texas Ratio8.89%
NPA Ratio0.99%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio9.51%
Tier 1 Capital9.51%
Total Capital Ratio9.98%
Leverage Ratio10.10%
Loan-to-Deposit88.67%

This is just the summary.

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