AMERICAN NATIONAL BANK & TRUST is an FDIC-insured commercial bank headquartered in WICHITA FALLS, TX, established in Nov. 29, 1976, midnight. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $2.2B. Profitability stands at 0.90% ROA and 8.85% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 12.54%, well above regulatory minimums. NPL ratio: 0.77% · Texas Ratio: 6.64%. Operates 12 domestic branches.
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