BanksCALHOUN COUNTY BANK, INC.

CALHOUN COUNTY BANK, INC.

GRANTSVILLE, WVSmallEst. Jan. 1, 1900, midnightFDIC #9024RSSD #498625FDIC
Latest · 2025-12-31

CALHOUN COUNTY BANK, INC. is an FDIC-insured commercial bank headquartered in GRANTSVILLE, WV, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $213M and total deposits of $191M. Profitability stands at 1.09% ROA and 11.11% ROE, with a net interest margin of 4.42%. CET1 capital ratio: 9.72%. NPL ratio: 0.36% · Texas Ratio: 2.25%. Operates 4 domestic branches.

Assets
$213M
Deposits
$191M
Loans
$140M
Equity
$21M

Profitability

Return on Assets (ROA)1.09%
Return on Equity (ROE)11.11%
Net Interest Margin4.42%
Yield on Assets5.65%
Cost of Funds1.26%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.06%
Texas Ratio2.25%
NPA Ratio0.24%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio9.72%
Tier 1 Capital9.72%
Total Capital Ratio10.21%
Leverage Ratio10.23%
Loan-to-Deposit73.18%

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