HOME LOAN STATE BANK is an FDIC-insured commercial bank headquartered in GRAND JUNCTION, CO, established in Dec. 16, 1960, midnight. As of 2025-12-31, the bank reported total assets of $234M and total deposits of $215M. Profitability stands at -0.16% ROA and -2.33% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 13.97%, well above regulatory minimums. NPL ratio: 1.40% · Texas Ratio: 7.40%. Operates 2 domestic branches.
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