BanksFIRST STATE BANK NEBRASKA

FIRST STATE BANK NEBRASKA

LINCOLN, NELargeEst. Dec. 12, 1912, midnightFDIC #13868RSSD #499453FED
Latest · 2025-12-31

FIRST STATE BANK NEBRASKA is an FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Dec. 12, 1912, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $953M. Profitability stands at 1.53% ROA and 15.17% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 11.50%, well above regulatory minimums. NPL ratio: 0.12% · Texas Ratio: 0.87%. Operates 16 domestic branches.

Assets
$1.1B
Deposits
$953M
Loans
$886M
Equity
$113M

Profitability

Return on Assets (ROA)1.53%
Return on Equity (ROE)15.17%
Net Interest Margin3.59%
Yield on Assets5.96%
Cost of Funds2.44%

Asset Quality

NPL Ratio0.12%
Net Charge-Off Ratio0.01%
Texas Ratio0.87%
NPA Ratio0.09%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio11.50%
Tier 1 Capital11.50%
Total Capital Ratio12.47%
Leverage Ratio9.14%
Loan-to-Deposit92.93%

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