HERITAGE COMMUNITY BANK is an FDIC-insured commercial bank headquartered in UNION, MO, established in Aug. 19, 1935, midnight. As of 2025-12-31, the bank reported total assets of $327M and total deposits of $267M. Profitability stands at 0.00% ROA and -0.05% ROE, with a net interest margin of 4.14%. CET1 capital ratio: 9.91%. NPL ratio: 1.89% · Texas Ratio: 18.31%. Operates 4 domestic branches.
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