BanksPAVILLION BANK

PAVILLION BANK

RICHARDSON, TXMicroEst. Jan. 17, 1983, midnightFDIC #24303RSSD #500658FDIC
Latest · 2025-12-31

PAVILLION BANK is an FDIC-insured commercial bank headquartered in RICHARDSON, TX, established in Jan. 17, 1983, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $60M. Profitability stands at 2.35% ROA and 14.82% ROE, with a net interest margin of 6.15%. CET1 capital ratio: 21.91%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$74M
Deposits
$60M
Loans
$58M
Equity
$12M

Profitability

Return on Assets (ROA)2.35%
Return on Equity (ROE)14.82%
Net Interest Margin6.15%
Yield on Assets7.21%
Cost of Funds1.17%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.37%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.31%

Capital & Liquidity

CET1 Ratio21.91%
Tier 1 Capital21.91%
Total Capital Ratio23.16%
Leverage Ratio15.71%
Loan-to-Deposit95.49%

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