WEST ALABAMA BANK & TRUST is an FDIC-insured commercial bank headquartered in REFORM, AL, established in July 29, 1944, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $885M. Profitability stands at 1.07% ROA and 11.26% ROE, with a net interest margin of 3.40%. CET1 capital ratio: 8.71%. NPL ratio: 0.45% · Texas Ratio: 7.64%. Operates 16 domestic branches.
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