BanksWILSON STATE BANK

WILSON STATE BANK

WILSON, KSSmallEst. July 16, 1886, midnightFDIC #12136RSSD #501655FDIC
Latest · 2025-12-31

WILSON STATE BANK is an FDIC-insured commercial bank headquartered in WILSON, KS, established in July 16, 1886, midnight. As of 2025-12-31, the bank reported total assets of $119M and total deposits of $102M. Profitability stands at 1.11% ROA and 13.47% ROE, with a net interest margin of 4.03%. CET1 capital ratio: 12.74%, well above regulatory minimums. NPL ratio: 0.19% · Texas Ratio: 1.47%. Operates 4 domestic branches.

Assets
$119M
Deposits
$102M
Loans
$86M
Equity
$10M

Profitability

Return on Assets (ROA)1.11%
Return on Equity (ROE)13.47%
Net Interest Margin4.03%
Yield on Assets5.53%
Cost of Funds1.52%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.00%
Texas Ratio1.47%
NPA Ratio0.14%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio12.74%
Tier 1 Capital12.74%
Total Capital Ratio13.74%
Leverage Ratio9.37%
Loan-to-Deposit84.27%

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