FIRST NATIONAL BANK OF WINNSBORO, THE

FIRST NATIONAL BANK OF WINNSBORO, THE is an FDIC-insured commercial bank headquartered in WINNSBORO, TX, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $120M. Profitability stands at 1.50% ROA and 7.29% ROE, with a net interest margin of 5.19%. CET1 capital ratio: 20.43%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.01%. Operates 3 domestic branches.