BanksNEWTEK BANK, NATIONAL ASSOCIATION

NEWTEK BANK, NATIONAL ASSOCIATION

MIAMI, FLLargeEst. April 1, 1963, midnightFDIC #18734RSSD #502111OCC
Latest · 2025-12-31

NEWTEK BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in April 1, 1963, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.5B. Profitability stands at 2.58% ROA and 25.15% ROE, with a net interest margin of 5.49%. CET1 capital ratio: 12.12%, well above regulatory minimums. NPL ratio: 6.11% · Texas Ratio: 41.27%. Operates 1 domestic branch.

Assets
$1.7B
Deposits
$1.5B
Loans
$1.4B
Equity
$167M

Profitability

Return on Assets (ROA)2.58%
Return on Equity (ROE)25.15%
Net Interest Margin5.49%
Yield on Assets8.75%
Cost of Funds3.45%

Asset Quality

NPL Ratio6.11%
Net Charge-Off Ratio1.67%
Texas Ratio41.27%
NPA Ratio5.07%
ACL / Loans3.20%

Capital & Liquidity

CET1 Ratio12.12%
Tier 1 Capital12.12%
Total Capital Ratio13.40%
Leverage Ratio10.27%
Loan-to-Deposit93.52%

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