BanksGUNNISON BANK AND TRUST COMPANY, THE

GUNNISON BANK AND TRUST COMPANY, THE

GUNNISON, COSmallEst. Dec. 23, 1910, midnightFDIC #11259RSSD #502559FED
Latest · 2025-12-31

GUNNISON BANK AND TRUST COMPANY, THE is an FDIC-insured commercial bank headquartered in GUNNISON, CO, established in Dec. 23, 1910, midnight. As of 2025-12-31, the bank reported total assets of $250M and total deposits of $206M. Profitability stands at 1.24% ROA and 9.95% ROE, with a net interest margin of 5.05%. CET1 capital ratio: 12.60%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.25%. Operates 2 domestic branches.

Assets
$250M
Deposits
$206M
Loans
$164M
Equity
$32M

Profitability

Return on Assets (ROA)1.24%
Return on Equity (ROE)9.95%
Net Interest Margin5.05%
Yield on Assets6.14%
Cost of Funds1.16%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio0.25%
NPA Ratio0.03%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio12.60%
Tier 1 Capital12.60%
Total Capital Ratio13.24%
Leverage Ratio12.82%
Loan-to-Deposit79.66%

This is just the summary.

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