BANK3 is an FDIC-insured commercial bank headquartered in MEMPHIS, TN, established in July 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $495M and total deposits of $417M. Profitability stands at 0.22% ROA and 2.13% ROE, with a net interest margin of 3.21%. CET1 capital ratio: 11.58%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.78%. Operates 6 domestic branches.
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