BanksNEIGHBORS BANK

NEIGHBORS BANK

CLARENCE, MOSmallEst. March 31, 1945, midnightFDIC #16247RSSD #503640FDIC
Latest · 2025-12-31

NEIGHBORS BANK is an FDIC-insured commercial bank headquartered in CLARENCE, MO, established in March 31, 1945, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $94M. Profitability stands at -6.51% ROA and -49.87% ROE, with a net interest margin of 2.89%. CET1 capital ratio: 12.02%, well above regulatory minimums. NPL ratio: 1.61% · Texas Ratio: 9.62%. Operates 1 domestic branch.

Assets
$113M
Deposits
$94M
Loans
$80M
Equity
$14M

Profitability

Return on Assets (ROA)-6.51%
Return on Equity (ROE)-49.87%
Net Interest Margin2.89%
Yield on Assets5.79%
Cost of Funds3.28%

Asset Quality

NPL Ratio1.61%
Net Charge-Off Ratio0.01%
Texas Ratio9.62%
NPA Ratio1.18%
ACL / Loans0.37%

Capital & Liquidity

CET1 Ratio12.02%
Tier 1 Capital12.02%
Total Capital Ratio12.62%
Leverage Ratio12.76%
Loan-to-Deposit84.78%

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