BanksCHILLICOTHE STATE BANK

CHILLICOTHE STATE BANK

CHILLICOTHE, MOSmallEst. Oct. 19, 1937, midnightFDIC #15546RSSD #504142FDIC
Latest · 2025-12-31

CHILLICOTHE STATE BANK is an FDIC-insured commercial bank headquartered in CHILLICOTHE, MO, established in Oct. 19, 1937, midnight. As of 2025-12-31, the bank reported total assets of $137M and total deposits of $125M. Profitability stands at 0.58% ROA and 7.11% ROE, with a net interest margin of 4.17%. CET1 capital ratio: 19.45%, well above regulatory minimums. NPL ratio: 0.84% · Texas Ratio: 4.96%. Operates 2 domestic branches.

Assets
$137M
Deposits
$125M
Loans
$72M
Equity
$11M

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)7.11%
Net Interest Margin4.17%
Yield on Assets5.05%
Cost of Funds0.89%

Asset Quality

NPL Ratio0.84%
Net Charge-Off Ratio0.07%
Texas Ratio4.96%
NPA Ratio0.44%
ACL / Loans1.62%

Capital & Liquidity

CET1 Ratio19.45%
Tier 1 Capital19.45%
Total Capital Ratio20.71%
Leverage Ratio8.48%
Loan-to-Deposit58.01%

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