FIRST STATE BANK OF DEKALB COUNTY, INC. is an FDIC-insured commercial bank headquartered in FORT PAYNE, AL, established in May 19, 1982, midnight. As of 2025-12-31, the bank reported total assets of $356M and total deposits of $304M. Profitability stands at 2.04% ROA and 15.85% ROE, with a net interest margin of 5.40%. CET1 capital ratio: 22.95%, well above regulatory minimums. NPL ratio: 1.01% · Texas Ratio: 4.44%.
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