FIRST NATIONAL BANK OF GERMANTOWN, THE is an FDIC-insured commercial bank headquartered in GERMANTOWN, OH, established in Sept. 19, 1863, midnight. As of 2025-12-31, the bank reported total assets of $94M and total deposits of $83M. Profitability stands at 0.43% ROA and 5.39% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 17.56%, well above regulatory minimums. NPL ratio: 0.30% · Texas Ratio: 2.08%. Operates 1 domestic branch.
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