EXCHANGE BANK is an FDIC-insured commercial bank headquartered in SANTA ROSA, CA, established in May 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.9B. Profitability stands at 1.06% ROA and 10.31% ROE, with a net interest margin of 3.16%. CET1 capital ratio: 18.46%, well above regulatory minimums. NPL ratio: 0.92% · Texas Ratio: 4.17%. Operates 19 domestic branches.
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