BanksQUAIL CREEK BANK

QUAIL CREEK BANK

OKLAHOMA CITY, OKMediumEst. Dec. 4, 1974, midnightFDIC #21848RSSD #507152FDIC
Latest · 2025-12-31

QUAIL CREEK BANK is an FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Dec. 4, 1974, midnight. As of 2025-12-31, the bank reported total assets of $822M and total deposits of $743M. Profitability stands at 1.65% ROA and 18.37% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 13.85%, well above regulatory minimums. NPL ratio: 0.90% · Texas Ratio: 7.10%. Operates 1 domestic branch.

Assets
$822M
Deposits
$743M
Loans
$618M
Equity
$75M

Profitability

Return on Assets (ROA)1.65%
Return on Equity (ROE)18.37%
Net Interest Margin4.59%
Yield on Assets6.81%
Cost of Funds2.26%

Asset Quality

NPL Ratio0.90%
Net Charge-Off Ratio0.18%
Texas Ratio7.10%
NPA Ratio0.71%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio13.85%
Tier 1 Capital13.85%
Total Capital Ratio15.10%
Leverage Ratio9.42%
Loan-to-Deposit83.09%

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