BanksHAWTHORN BANK

HAWTHORN BANK

JEFFERSON CITY, MOLargeEst. Jan. 1, 1911, midnightFDIC #10619RSSD #508346FDIC
Latest · 2025-12-31

HAWTHORN BANK is an FDIC-insured commercial bank headquartered in JEFFERSON CITY, MO, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.6B. Profitability stands at 1.36% ROA and 14.14% ROE, with a net interest margin of 4.20%. CET1 capital ratio: 12.83%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 3.36%. Operates 19 domestic branches.

Assets
$1.9B
Deposits
$1.6B
Loans
$1.5B
Equity
$185M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)14.14%
Net Interest Margin4.20%
Yield on Assets5.78%
Cost of Funds1.62%

Asset Quality

NPL Ratio0.46%
Net Charge-Off Ratio0.08%
Texas Ratio3.36%
NPA Ratio0.37%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio12.83%
Tier 1 Capital12.83%
Total Capital Ratio14.08%
Leverage Ratio10.90%
Loan-to-Deposit94.16%

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