Banks AMERISTATE BANK

AMERISTATE BANK

ATOKA, OK Small Est. Aug. 6, 1906, midnight FDIC #15510 RSSD #508355 FED
Latest · 2025-12-31

AMERISTATE BANK is an FDIC-insured commercial bank headquartered in ATOKA, OK, established in Aug. 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $467M and total deposits of $419M. Profitability stands at 1.02% ROA and 10.55% ROE, with a net interest margin of 4.94%. CET1 capital ratio: 8.99%. NPL ratio: 0.70% · Texas Ratio: 6.79%.

Assets
$467M
Deposits
$419M
Loans
$335M
Equity
$45M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)10.55%
Net Interest Margin4.94%
Yield on Assets6.74%
Cost of Funds1.85%

Asset Quality

NPL Ratio0.70%
Net Charge-Off Ratio0.23%
Texas Ratio6.79%
NPA Ratio0.71%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio8.99%
Tier 1 Capital8.99%
Total Capital Ratio9.44%
Leverage Ratio9.30%
Loan-to-Deposit80.01%

This is just the summary.

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required