BanksFIRST UNITED BANK AND TRUST COMPANY

FIRST UNITED BANK AND TRUST COMPANY

DURANT, OKRegionalEst. Jan. 1, 1900, midnightFDIC #4239RSSD #509950FED
Latest · 2025-12-31

FIRST UNITED BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in DURANT, OK, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $16.3B and total deposits of $13.1B. Profitability stands at 1.17% ROA and 12.63% ROE, with a net interest margin of 3.64%. CET1 capital ratio: 12.24%, well above regulatory minimums. NPL ratio: 1.00% · Texas Ratio: 8.78%. Operates 73 domestic branches.

Assets
$16.3B
Deposits
$13.1B
Loans
$12.6B
Equity
$1.6B

Profitability

Return on Assets (ROA)1.17%
Return on Equity (ROE)12.63%
Net Interest Margin3.64%
Yield on Assets6.14%
Cost of Funds2.57%

Asset Quality

NPL Ratio1.00%
Net Charge-Off Ratio0.15%
Texas Ratio8.78%
NPA Ratio0.91%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio12.24%
Tier 1 Capital12.29%
Total Capital Ratio13.37%
Leverage Ratio9.43%
Loan-to-Deposit96.10%

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