BanksMIDAMERICA NATIONAL BANK

MIDAMERICA NATIONAL BANK

CANTON, ILMediumEst. Nov. 22, 1933, midnightFDIC #3612RSSD #510938OCC
Latest · 2025-12-31

MIDAMERICA NATIONAL BANK is an FDIC-insured commercial bank headquartered in CANTON, IL, established in Nov. 22, 1933, midnight. As of 2025-12-31, the bank reported total assets of $640M and total deposits of $568M. Profitability stands at -0.75% ROA and -7.29% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 9.32%. NPL ratio: 4.03% · Texas Ratio: 28.60%. Operates 6 domestic branches.

Assets
$640M
Deposits
$568M
Loans
$452M
Equity
$66M

Profitability

Return on Assets (ROA)-0.75%
Return on Equity (ROE)-7.29%
Net Interest Margin3.71%
Yield on Assets5.15%
Cost of Funds1.49%

Asset Quality

NPL Ratio4.03%
Net Charge-Off Ratio0.99%
Texas Ratio28.60%
NPA Ratio3.29%
ACL / Loans1.63%

Capital & Liquidity

CET1 Ratio9.32%
Tier 1 Capital9.32%
Total Capital Ratio9.78%
Leverage Ratio9.80%
Loan-to-Deposit79.56%

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