WAYNE COUNTY BANK is an FDIC-insured commercial bank headquartered in WAYNESBORO, TN, established in Feb. 14, 1914, midnight. As of 2025-12-31, the bank reported total assets of $579M and total deposits of $495M. Profitability stands at 1.73% ROA and 13.68% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 12.72%, well above regulatory minimums. NPL ratio: 0.59% · Texas Ratio: 3.21%. Operates 8 domestic branches.
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