BanksDEDICATED COMMUNITY BANK

DEDICATED COMMUNITY BANK

DARLINGTON, SCSmallEst. March 10, 1986, midnightFDIC #26588RSSD #513322FDIC
Latest · 2025-12-31

DEDICATED COMMUNITY BANK is an FDIC-insured commercial bank headquartered in DARLINGTON, SC, established in March 10, 1986, midnight. As of 2025-12-31, the bank reported total assets of $103M and total deposits of $94M. Profitability stands at 0.64% ROA and 7.73% ROE, with a net interest margin of 4.67%. CET1 capital ratio: 11.81%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 3.37%. Operates 2 domestic branches.

Assets
$103M
Deposits
$94M
Loans
$75M
Equity
$9M

Profitability

Return on Assets (ROA)0.64%
Return on Equity (ROE)7.73%
Net Interest Margin4.67%
Yield on Assets5.93%
Cost of Funds1.28%

Asset Quality

NPL Ratio0.41%
Net Charge-Off Ratio0.01%
Texas Ratio3.37%
NPA Ratio0.30%
ACL / Loans0.58%

Capital & Liquidity

CET1 Ratio11.81%
Tier 1 Capital11.81%
Total Capital Ratio12.37%
Leverage Ratio8.89%
Loan-to-Deposit80.00%

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