BanksFARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE, THE

FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE, THE

NASHVILLE, ILSmallEst. May 10, 1906, midnightFDIC #3821RSSD #513546OCC
Latest · 2025-12-31

FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE, THE is an FDIC-insured commercial bank headquartered in NASHVILLE, IL, established in May 10, 1906, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $250M. Profitability stands at 1.48% ROA and 16.04% ROE, with a net interest margin of 4.06%. CET1 capital ratio: 15.00%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 5.43%. Operates 8 domestic branches.

Assets
$278M
Deposits
$250M
Loans
$190M
Equity
$27M

Profitability

Return on Assets (ROA)1.48%
Return on Equity (ROE)16.04%
Net Interest Margin4.06%
Yield on Assets4.99%
Cost of Funds0.95%

Asset Quality

NPL Ratio0.81%
Net Charge-Off Ratio0.05%
Texas Ratio5.43%
NPA Ratio0.56%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio15.00%
Tier 1 Capital15.00%
Total Capital Ratio15.88%
Leverage Ratio11.33%
Loan-to-Deposit75.88%

This is just the summary.

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