BanksCHAMBERS BANK

CHAMBERS BANK

DANVILLE, ARLargeEst. Oct. 7, 1930, midnightFDIC #5615RSSD #517049FED
Latest · 2025-12-31

CHAMBERS BANK is an FDIC-insured commercial bank headquartered in DANVILLE, AR, established in Oct. 7, 1930, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 2.00% ROA and 15.18% ROE, with a net interest margin of 4.65%. CET1 capital ratio: 15.39%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 1.30%. Operates 26 domestic branches.

Assets
$1.5B
Deposits
$1.3B
Loans
$1.1B
Equity
$200M

Profitability

Return on Assets (ROA)2.00%
Return on Equity (ROE)15.18%
Net Interest Margin4.65%
Yield on Assets6.87%
Cost of Funds2.37%

Asset Quality

NPL Ratio0.25%
Net Charge-Off Ratio-0.03%
Texas Ratio1.30%
NPA Ratio0.18%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio15.39%
Tier 1 Capital15.39%
Total Capital Ratio16.39%
Leverage Ratio13.17%
Loan-to-Deposit89.72%

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