BanksFIRST FEDERAL BANK OF LOUISIANA

FIRST FEDERAL BANK OF LOUISIANA

LAKE CHARLES, LALargeEst. Oct. 31, 1949, midnightFDIC #30441RSSD #517674OCC
Latest · 2025-12-31

FIRST FEDERAL BANK OF LOUISIANA is an FDIC-insured commercial bank headquartered in LAKE CHARLES, LA, established in Oct. 31, 1949, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $976M. Profitability stands at 0.36% ROA and 3.33% ROE, with a net interest margin of 2.81%. CET1 capital ratio: 21.09%, well above regulatory minimums. NPL ratio: 2.83% · Texas Ratio: 14.36%. Operates 16 domestic branches.

Assets
$1.1B
Deposits
$976M
Loans
$660M
Equity
$125M

Profitability

Return on Assets (ROA)0.36%
Return on Equity (ROE)3.33%
Net Interest Margin2.81%
Yield on Assets4.70%
Cost of Funds1.98%

Asset Quality

NPL Ratio2.83%
Net Charge-Off Ratio0.01%
Texas Ratio14.36%
NPA Ratio1.66%
ACL / Loans1.02%

Capital & Liquidity

CET1 Ratio21.09%
Tier 1 Capital21.09%
Total Capital Ratio22.19%
Leverage Ratio11.88%
Loan-to-Deposit67.65%

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