BanksPEOPLES BANK

PEOPLES BANK

LEBANON, KYSmallEst. Sept. 16, 1910, midnightFDIC #1562RSSD #519445FDIC
Latest · 2025-12-31

PEOPLES BANK is an FDIC-insured commercial bank headquartered in LEBANON, KY, established in Sept. 16, 1910, midnight. As of 2025-12-31, the bank reported total assets of $186M and total deposits of $163M. Profitability stands at 1.41% ROA and 18.58% ROE, with a net interest margin of 4.69%. CET1 capital ratio: 7.81%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.

Assets
$186M
Deposits
$163M
Loans
$158M
Equity
$15M

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)18.58%
Net Interest Margin4.69%
Yield on Assets7.21%
Cost of Funds2.60%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.03%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.80%

Capital & Liquidity

CET1 Ratio7.81%
Tier 1 Capital7.81%
Total Capital Ratio8.20%
Leverage Ratio9.31%
Loan-to-Deposit97.02%

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