BanksSOUTHTRUST BANK, N.A.

SOUTHTRUST BANK, N.A.

GEORGE WEST, TXMediumEst. Feb. 17, 1934, midnightFDIC #13919RSSD #521158OCC
Latest · 2025-12-31

SOUTHTRUST BANK, N.A. is an FDIC-insured commercial bank headquartered in GEORGE WEST, TX, established in Feb. 17, 1934, midnight. As of 2025-12-31, the bank reported total assets of $594M and total deposits of $521M. Profitability stands at 1.18% ROA and 10.40% ROE, with a net interest margin of 4.53%. CET1 capital ratio: 19.84%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 1.16%. Operates 7 domestic branches.

Assets
$594M
Deposits
$521M
Loans
$344M
Equity
$69M

Profitability

Return on Assets (ROA)1.18%
Return on Equity (ROE)10.40%
Net Interest Margin4.53%
Yield on Assets5.82%
Cost of Funds1.35%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.06%
Texas Ratio1.16%
NPA Ratio0.14%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio19.84%
Tier 1 Capital19.84%
Total Capital Ratio21.09%
Leverage Ratio11.20%
Loan-to-Deposit65.90%

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