COMMERCIAL BANK OF OZARK, THE is an FDIC-insured commercial bank headquartered in OZARK, AL, established in April 2, 1959, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $110M. Profitability stands at 0.81% ROA and 18.56% ROE, with a net interest margin of 3.33%. CET1 capital ratio: 18.80%, well above regulatory minimums. NPL ratio: 0.41% · Texas Ratio: 3.52%.
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