BanksFARMERS BANK

FARMERS BANK

PARSONS, TNMicroEst. March 9, 1907, midnightFDIC #8661RSSD #524757FED
Latest · 2025-12-31

FARMERS BANK is an FDIC-insured commercial bank headquartered in PARSONS, TN, established in March 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $72M. Profitability stands at 0.62% ROA and 5.97% ROE, with a net interest margin of 6.11%. CET1 capital ratio: 10.11%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$81M
Deposits
$72M
Loans
$67M
Equity
$8M

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)5.97%
Net Interest Margin6.11%
Yield on Assets9.06%
Cost of Funds3.06%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.07%

Capital & Liquidity

CET1 Ratio10.11%
Tier 1 Capital10.11%
Total Capital Ratio10.62%
Leverage Ratio9.98%
Loan-to-Deposit92.40%

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