BanksWESTBURY BANK

WESTBURY BANK

WAUKESHA, WIMediumEst. Jan. 1, 1926, midnightFDIC #28400RSSD #524971FDIC
Latest · 2025-12-31

WESTBURY BANK is an FDIC-insured commercial bank headquartered in WAUKESHA, WI, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $792M and total deposits of $717M. Profitability stands at 0.77% ROA and 9.20% ROE, with a net interest margin of 4.23%. CET1 capital ratio: 11.61%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 9 domestic branches.

Assets
$792M
Deposits
$717M
Loans
$550M
Equity
$64M

Profitability

Return on Assets (ROA)0.77%
Return on Equity (ROE)9.20%
Net Interest Margin4.23%
Yield on Assets4.89%
Cost of Funds0.67%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio11.61%
Tier 1 Capital11.61%
Total Capital Ratio12.65%
Leverage Ratio8.97%
Loan-to-Deposit76.67%

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