BanksLAKE RIDGE BANK

LAKE RIDGE BANK

MIDDLETON, WILargeEst. Jan. 1, 1908, midnightFDIC #15091RSSD #525549FDIC
Latest · 2025-12-31

LAKE RIDGE BANK is an FDIC-insured commercial bank headquartered in MIDDLETON, WI, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.7B. Profitability stands at 1.16% ROA and 11.13% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 11.64%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 2.63%. Operates 19 domestic branches.

Assets
$3.3B
Deposits
$2.7B
Loans
$2.4B
Equity
$339M

Profitability

Return on Assets (ROA)1.16%
Return on Equity (ROE)11.13%
Net Interest Margin3.55%
Yield on Assets5.73%
Cost of Funds2.26%

Asset Quality

NPL Ratio0.38%
Net Charge-Off Ratio0.02%
Texas Ratio2.63%
NPA Ratio0.29%
ACL / Loans1.04%

Capital & Liquidity

CET1 Ratio11.64%
Tier 1 Capital11.64%
Total Capital Ratio12.66%
Leverage Ratio9.76%
Loan-to-Deposit88.90%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required