1ST SUMMIT BANK is an FDIC-insured commercial bank headquartered in JOHNSTOWN, PA, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.2B. Profitability stands at 0.48% ROA and 6.72% ROE, with a net interest margin of 2.47%. CET1 capital ratio: 13.80%, well above regulatory minimums. NPL ratio: 0.44% · Texas Ratio: 3.53%. Operates 17 domestic branches.
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