BanksHARDIN COUNTY BANK, THE

HARDIN COUNTY BANK, THE

SAVANNAH, TNMediumEst. March 12, 1973, midnightFDIC #20993RSSD #526854FED
Latest · 2025-12-31

HARDIN COUNTY BANK, THE is an FDIC-insured commercial bank headquartered in SAVANNAH, TN, established in March 12, 1973, midnight. As of 2025-12-31, the bank reported total assets of $654M and total deposits of $583M. Profitability stands at 0.82% ROA and 8.89% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 9.16%. NPL ratio: 0.19% · Texas Ratio: 3.93%. Operates 5 domestic branches.

Assets
$654M
Deposits
$583M
Loans
$517M
Equity
$60M

Profitability

Return on Assets (ROA)0.82%
Return on Equity (ROE)8.89%
Net Interest Margin4.30%
Yield on Assets6.53%
Cost of Funds2.31%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.03%
Texas Ratio3.93%
NPA Ratio0.39%
ACL / Loans0.98%

Capital & Liquidity

CET1 Ratio9.16%
Tier 1 Capital9.16%
Total Capital Ratio9.62%
Leverage Ratio10.57%
Loan-to-Deposit88.72%

This is just the summary.

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