BanksCOMMUNITY POINT BANK

COMMUNITY POINT BANK

RUSSELLVILLE, MOSmallEst. July 19, 1934, midnightFDIC #14604RSSD #527057FDIC
Latest · 2025-12-31

COMMUNITY POINT BANK is an FDIC-insured commercial bank headquartered in RUSSELLVILLE, MO, established in July 19, 1934, midnight. As of 2025-12-31, the bank reported total assets of $240M and total deposits of $207M. Profitability stands at 1.96% ROA and 26.01% ROE, with a net interest margin of 4.13%. CET1 capital ratio: 9.08%. NPL ratio: 0.24% · Texas Ratio: 2.54%. Operates 3 domestic branches.

Assets
$240M
Deposits
$207M
Loans
$202M
Equity
$17M

Profitability

Return on Assets (ROA)1.96%
Return on Equity (ROE)26.01%
Net Interest Margin4.13%
Yield on Assets7.00%
Cost of Funds2.87%

Asset Quality

NPL Ratio0.24%
Net Charge-Off Ratio0.00%
Texas Ratio2.54%
NPA Ratio0.21%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio9.08%
Tier 1 Capital9.08%
Total Capital Ratio10.25%
Leverage Ratio7.96%
Loan-to-Deposit97.66%

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