BanksNORTH EASTON SAVINGS BANK

NORTH EASTON SAVINGS BANK

SOUTH EASTON, MALargeEst. Feb. 8, 1864, midnightFDIC #90259RSSD #527600FDIC
Latest · 2025-12-31

NORTH EASTON SAVINGS BANK is an FDIC-insured commercial bank headquartered in SOUTH EASTON, MA, established in Feb. 8, 1864, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.5B. Profitability stands at 0.62% ROA and 6.54% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 13.02%, well above regulatory minimums. NPL ratio: 0.57% · Texas Ratio: 4.35%. Operates 15 domestic branches.

Assets
$1.8B
Deposits
$1.5B
Loans
$1.3B
Equity
$168M

Profitability

Return on Assets (ROA)0.62%
Return on Equity (ROE)6.54%
Net Interest Margin3.03%
Yield on Assets4.90%
Cost of Funds1.93%

Asset Quality

NPL Ratio0.57%
Net Charge-Off Ratio0.01%
Texas Ratio4.35%
NPA Ratio0.43%
ACL / Loans0.51%

Capital & Liquidity

CET1 Ratio13.02%
Tier 1 Capital13.02%
Total Capital Ratio13.60%
Leverage Ratio9.08%
Loan-to-Deposit86.50%

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