BanksSECURITY STATE BANK

SECURITY STATE BANK

RADCLIFFE, IASmallEst. Oct. 14, 1914, midnightFDIC #18448RSSD #527749FDIC
Latest · 2025-12-31

SECURITY STATE BANK is an FDIC-insured commercial bank headquartered in RADCLIFFE, IA, established in Oct. 14, 1914, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $104M. Profitability stands at 0.87% ROA and 10.36% ROE, with a net interest margin of 3.08%. CET1 capital ratio: 13.82%, well above regulatory minimums. NPL ratio: 0.93% · Texas Ratio: 5.17%. Operates 4 domestic branches.

Assets
$114M
Deposits
$104M
Loans
$58M
Equity
$10M

Profitability

Return on Assets (ROA)0.87%
Return on Equity (ROE)10.36%
Net Interest Margin3.08%
Yield on Assets5.24%
Cost of Funds2.17%

Asset Quality

NPL Ratio0.93%
Net Charge-Off Ratio0.16%
Texas Ratio5.17%
NPA Ratio0.47%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio13.82%
Tier 1 Capital13.82%
Total Capital Ratio14.65%
Leverage Ratio8.16%
Loan-to-Deposit56.24%

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