BanksFIRST NATIONAL BANK OF OMAHA

FIRST NATIONAL BANK OF OMAHA

OMAHA, NERegionalEst. Jan. 1, 1857, midnightFDIC #5452RSSD #527954OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF OMAHA is an FDIC-insured commercial bank headquartered in OMAHA, NE, established in Jan. 1, 1857, midnight. As of 2025-12-31, the bank reported total assets of $34.6B and total deposits of $28.2B. Profitability stands at 1.38% ROA and 12.53% ROE, with a net interest margin of 6.74%. CET1 capital ratio: 11.64%, well above regulatory minimums. NPL ratio: 0.78% · Texas Ratio: 4.21%. Operates 119 domestic branches.

Assets
$34.6B
Deposits
$28.2B
Loans
$24.8B
Equity
$3.7B

Profitability

Return on Assets (ROA)1.38%
Return on Equity (ROE)12.53%
Net Interest Margin6.74%
Yield on Assets8.83%
Cost of Funds2.21%

Asset Quality

NPL Ratio0.78%
Net Charge-Off Ratio2.14%
Texas Ratio4.21%
NPA Ratio0.57%
ACL / Loans3.86%

Capital & Liquidity

CET1 Ratio11.64%
Tier 1 Capital11.64%
Total Capital Ratio12.91%
Leverage Ratio10.18%
Loan-to-Deposit88.20%

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