BanksIXONIA BANK

IXONIA BANK

IXONIA, WIMediumEst. Jan. 1, 1918, midnightFDIC #12514RSSD #529341FDIC
Latest · 2025-12-31

IXONIA BANK is an FDIC-insured commercial bank headquartered in IXONIA, WI, established in Jan. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $951M and total deposits of $606M. Profitability stands at 1.05% ROA and 11.37% ROE, with a net interest margin of 7.79%. CET1 capital ratio: 12.40%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 4.27%. Operates 7 domestic branches.

Assets
$951M
Deposits
$606M
Loans
$739M
Equity
$87M

Profitability

Return on Assets (ROA)1.05%
Return on Equity (ROE)11.37%
Net Interest Margin7.79%
Yield on Assets10.45%
Cost of Funds2.78%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio0.04%
Texas Ratio4.27%
NPA Ratio0.43%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio12.40%
Tier 1 Capital12.40%
Total Capital Ratio13.52%
Leverage Ratio9.73%
Loan-to-Deposit121.87%

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