PEOPLES BANK, THE is an FDIC-insured commercial bank headquartered in PRATT, KS, established in May 20, 1887, midnight. As of 2025-12-31, the bank reported total assets of $556M and total deposits of $517M. Profitability stands at 2.01% ROA and 30.26% ROE, with a net interest margin of 3.58%. CET1 capital ratio: 14.45%, well above regulatory minimums. NPL ratio: 0.79% · Texas Ratio: 16.37%. Operates 5 domestic branches.
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