CENTENNIAL BANK is an FDIC-insured commercial bank headquartered in TREZEVANT, TN, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $852M and total deposits of $752M. Profitability stands at 1.72% ROA and 17.05% ROE, with a net interest margin of 4.55%. CET1 capital ratio: 11.55%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.09%. Operates 14 domestic branches.
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